Anti-scam Mobile App Development Tips for New Developers by Raghib Khan

Once upon a time, people spent most of their time with computers. But that inclination changed after the introduction of smartphones. This trend has given rise to mobile app fraud. At RNF’s product development arm, Phonato Studios, led by anti-scammer Raghib Khan, the team follows all the best practices to eliminate fraud and make mobile apps as secure and spam-free as possible.

This blog sheds light on the top anti-scam mobile app development tips for new developers who keep wondering how to make their approach more secure and prevent fraudulent activities.

Why is it important?

The ways used by fraudsters to compromise mobile app safety are constantly evolving. Such activities may also put you at the risk of chargebacks. The only way to avoid these issues is to ensure top-of-the-line security for your app. 

Anti-fraud app development tips by Raghib Khan

While it is almost impossible to stop fraudsters from trying to spam users, you can still follow the below tips and discourage such activities: 

Use a password manager

A password manager helps ensure basic security by generating and suggesting strong passwords to users and allowing them to store these passwords in the app itself. Users can use them whenever needed without having to remember their passwords or noting them down somewhere. 

Incorporate usage triggers

Incorporating usage triggers can help reduce the damage by setting up a limit for the user. It sends an alert for suspicious account usage based on predefined criteria, offering reliable protection against fraud. For instance, if you’re working on a payment app, you can set up a limit for maximum spending per day. If a user crosses that limit, the access to their account may be restricted for a certain period. 

Enable two-factor authentication

Sometimes, account credentials can be stolen, which may put a user’s safety at stake. But you can change the game by enabling 2FA. Two-factor authentication ensures that fraudsters don’t compromise someone’s safety using their credentials. Even if they find it, they won’t be able to access the account because of the unavailability of the verification code. This feature may look simple, but it’s a powerful one, as it can block unauthorized access in most cases.

Use tokenization

If you’re building a payment application, this tip will save the day. Typically, encrypted data is considered safer compared to plain text. But when it comes to mobile apps, even that can be broken. The safest method is tokenization these days. 

Tokenization eliminates any possibility of fraud by storing the actual data in a secure location and using placeholder data to process transactions. Merchants receive a random string of numbers and not the exact account number.

The bottom line

Fraudsters are everywhere, and mobile apps are also no exceptions. The primary purpose of scamming activities is to loot money from users, putting digital wallets, eCommerce apps, payment apps, and other applications that involve money at most risk. However, that never means other apps are 100% safe. The only way to avoid fraud is to make an app spam-proof at the time of development. The above tips will help you with that.

At Phonato Studios, we use the latest technologies, such as AI and ML fraud detection frameworks and other advanced tools to eliminate fraud and provide our customers with spam-free applications. Read more about how we are changing the face of the app development industry here